Wire Transfers
Wire Transfer Agreement
To send a wire transfer, members must have an up-to-date Wire Transfer Agreement on file with Firefighters Credit Union. To complete a Wire Transfer Agreement, visit us at the credit union office or contact us by phone and we will be happy to assist you. Wire Transfer Agreements must be notarized to be valid.
Wire Transfer Agreements outline the security procedures the credit union uses to ensure safe and secure transfers for members. Members may also set limits on the frequency and amounts of transfers.
Wire Transfer Cutoff Time
Wire transfers submitted to Firefighters Credit Union by 12:30 p.m. on a non-holiday weekday will be processed the same day. Wire transfers submitted after our cutoff time of 12:30 p.m. will be processed on the next business day.
Wire Transfer Requests
To request a wire transfer to an account at a financial institution located in the U.S., members must submit a complete Wire Transfer Request. The method of a wire transfer request may be limited by the options selected on the Wire Transfer Agreement. Acceptable methods for submitting a Wire Transfer Request include:
- In person at the credit union
- By fax
- By phone
Once the Wire Transfer Request has been submitted, additional security procedures may need to be completed before the request can be processed.
Incoming Wire Transfers
Please download the Incoming Wire Transfer Instructions for details about receiving wire transfers. Providing these instructions to the send of a wire transfer to you will ensure that your wire transfer is received in a timely and accurate manner.
Incoming International Wire Transfers
Wires initiated outside the United States often require a SWIFT code to complete the transfer. Like an ABA number, or Routing & Transit Number, SWIFT codes are used to identify financial institutions for electronic funds transfers. Firefighters Credit Union does not have a SWIFT code. In order to receive a wire transfer initiated internationally, the initiating financial institution will need to first send the funds to a "U.S. Branch of a Correspondent Bank", and from there have the funds sent to Firefighters Credit Union. Please see our Incoming Wire Transfer Instructions.
